Tagged : homebuying

Found 2 blog entries tagged as "homebuying".

Keep your neighbors on your good side by avoiding these bad habits.


Never Taking Down Seasonal Decorations

It's July, but your mailbox still has a Santa hat on it and your holiday lights are still dangling from your roof. Your excuse? You'll have to put them up again soon anyway! No matter the holiday, when it's over, it's over. No one wants to see the Easter Bunny or rotting pumpkins from Halloween on your lawn months after the fact. 

Abandoning Old Furnishings In Your Yard

You may think that tossing your old couch in the woods behind your house is an easy way to avoid hauling it to the dump, but if your neighbors see it, it becomes an eyesore and your neighbors will think you're lazy! 

Letting Paint Get Ratty

An old, historic

388 Views, 0 Comments

1. Do not have anything else financed. That debt will affect your Debt to Income Ratio and can prevent you from qualifying for a home. It will most certainly reduce the amount of money you can borrow for a home. 

2. Do not apply for credit anywhere until the home transaction is CLOSED. If you do, your credit score may go down short term & the Underwriter will ask you for a letter explaining why you applied for additional credit.


3. Any amount financed outside of a mortgage will decrease the amount of money you can borrow for a mortgage. EXAMPLES: No furniture, no cars, no boats, no debt consolidation loans, no additional credit cards or lines of credit. 

4. Do not put any "one time" or unusual deposits into your bank account except

486 Views, 0 Comments