September 2019

Found 7 blog entries for September 2019.

There's alot that renters and homeowners need to know about insurance. Money Girl covers five essential insurance tips about the protections you get from basic renters and home policies, mistakes to avoid when buying a policy, and ways to save money on premiums.

This week, I had to evacuate because of Hurricane Dorian. If you’ve ever experienced a natural disaster or had to evacuate your home, you know that insurance is a top concern. No matter where you live, there are common threats—such as California earthquakes, Oklahoma tornados, and Texas floods—that affect renters and homeowners.

Let's review five essential insurance tips that every renter and homeowner should know. You’ll learn the variety of protections you get from basic renters and

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If you’re about to move, you don’t want to take everything with you. That can get heavy—and expensive. At the same time, resist the urge to toss everything out. Even if your stuff doesn’t need to travel with you, that doesn’t mean that its life is over. Sell or donate your items whenever you can.

You can also have a little more fun with it. “Host a moving out party to use up food, booze, wine, decorations, invitations, and more,” suggests Anne Michaelsen, owner of Anne Michaelsen Design. “Even give out party favors of little things you don’t want to move! Use up wrapping paper to gift wrap these.”

I’m no Marie Kondo, but I still divided up the stuff you should get rid of into four categories: “old and used,” “it’s

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One of the most important things a buyer can do when purchasing a home is pick the best mortgage lender. Going about picking the best lender is something most buyers don’t give a lot of thought to.

Understanding how to pick the best financial institution to get a mortgage from, however, is a critical aspect of buying a home.

For most home buyers, getting a mortgage is a necessity. Homes are expensive, even the affordable ones, making buying them with cash impossible. Mortgage lenders specialize in filling in the gap between how much money you have and how much money you need to buy a home.

They are in business to attract home buyers like you, which means that you can often find better terms if you do a little shopping around.

It is worth your

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What are Home Trends for 2020?

When 2019 rolled around we started to see the introduction of more earthy tones, sustainable design elements along with ethnic and tribal patters but what’s going to start trending in 2020? Take a review of 2019 home trends before diving into what’s happening in home décor for 2020.

Earthy tones

Earthy Tones Staying Around

Max Wilker, style director at Better Homes and Gardens told Inman that he expects the “back to nature” trend to continue, saying it’s comforting and easy to work with. Brush up on the color trends from a year ago to see what else might stick around.

home

Black

Wilker expressed astonishment that black continues to trend, but he likes black because it can used effectively to create a beautiful

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From burglars to water damage, ensure you return to a safe and secure property by taking care of these few important things.

 

Lock it up

While this may sound like the world’s most obvious advice, homes have many entry points and it’s easy to forget to lock one up behind you. A spokesperson for Neighborly, a home services platform that connects homeowners with trusted professionals, says that July and August are the most frequent months for break-ins—and about 30 percent of home burglaries happen due to an unlocked window or door. The morning of your trip, go door to door and window to window to ensure all doors, windows, and basement access points are secured. Of course, deadbolts only protect you when they’ve been installed correctly, so

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For the 3rd year in a row, our team will be collecting Thanksgiving Meal baskets and/or monetary donations toward making the meal baskets, for those less fortunate within our local community. 

We are asking that you either provide the items listed below OR donate $40 so that our team can shop for & create the meal baskets to hand out. 

Who will these baskets be donated to? 

We reach out to school counselors, local churches and shelters and other community programs who have direct contact with those that are in need. We then hand out the baskets from our office and/or we deliver them to those who have no way of reaching our office. 

If you know of a family, families or an organization that could benefit from these meal baskets, please reach out

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When thinking about selling their house, homeowners have many options. A relatively new option is using an “iBuyer.” What is an iBuyer?

According to Jovio, the definition is:

“A company or investor that uses Automated Valuation Models (AVMs) to make instant offers on homes. It allows sellers to close on a property quickly. Once sold, the company then turns around and resells the home for a profit.”

Today, there are many iBuyer companies such as OfferPad, Zillow Offers, Knock, Opendoor, and Perch. Even some more traditional companies offer the same or similar services (ex. Keller Williams, Redfin, Realogy). Ivy Zelman reported in her ‘Z’ Report that some traditional brokers are partnering with some of the larger iBuyers too:

“Keller Williams

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