January 2018

Found 2 blog entries for January 2018.

Beginning the home buying process can feel overwhelming. With the Hermes Realty Group, we like to make the process seamless. We’ll work together to make each step as simple and easy as possible. We broke it down into these 8 steps:

Let’s get to know each other! We’ll sit down, talk through the process of buying a home with Hermes Realty Group, and discuss your dream home along with your wants and needs.

Getting pre-qualified is the beginning of the mortgage process. You supply a bank or lender with a financial summary that includes debt, income, and assets. From there you will get an approximation of the mortgage you will qualify for.    

Getting pre-approved is the next step in the process. Once you get pre-approved the lender will tell

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If you have lived in your home as of January 1st of the calendar year you’ll want to consider filing for homestead exemption, which will save you money on your property tax bill.   The requirements for filing are:

  1.     Property owner must own and live in the property as their primary residence as of January 1 of the tax year
  2.     The property owner must live in the property as their primary residence and not receive homestead exemption on any other property – this includes properties in other counties & states.
  3.     Only one homestead exemption can be claimed between husband and wife. 
  4.     All vehicles owned by the property owners must be registered in the county where you apply for Homestead Exemption.
  5.     All applicants for Homestead
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