Atlanta Homes Guru Blog

It can be quite upsetting to find out that an appraiser thinks the home you want to buy is not worth what you thought it was. And a low appraisal can be more than just upsetting – unless you are a cash buyer, a low appraisal can make it impossible for you to purchase your dream home.

Lenders will only give you enough money to buy a home at fair market value. If the appraisal comes in low, you may have to come up with the difference.

Having an appraisal come in low is of course just as upsetting to a seller. When something like a low appraisal comes from out of left field, it can leave everyone disturbed.

Considering what an impact a low appraisal can have on the home selling and home buying process, it is a good idea to educate yourself on what

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Selling a house takes, well, salesmanship. In other words, you have to prep your house so it looks its best. You have to open your door to strangers who'll traipse through your home, open closets, and ask all kinds of questions. And, you have to do all of this without getting annoyed or overly emotional!

To help clue you in to some moments that might test even the mellowest home seller, here are five home-selling etiquette rules that often trip people up. Keep these in mind to ensure that you don't annoy your listing agent, or scare off that special buyer.

1. Don't take offense when your listing agent says your house 'needs work'

Your listing agent might actually recommend that you make some preliminary fixes or tweaks before you even list the

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Whether you plan to renovate a house before moving in or are preparing to remodel your current abode, we know budgeting for a home renovation can be a tough process. First, you’ll need to determine what it is you really need versus what you simply want. Next, you’ll have to figure out how you’re going to finance the renovation in the first place. Once you have a general idea of how much money you have to spend on renovations (and where that money is coming from), you should be able to make better decisions on finishes, appliances and other renovation features.

Remember: most renovations end up costing more than originally thought, so be sure to have a money cushion set aside in case of emergencies. This is especially true if you plan to tear down walls

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When choosing new roofing many homeowners focus mainly on color and what their shingles will look like next to their existing siding or brick. Naturally, aesthetics and curb appeal are important. But an even more crucial element of your new roof is the attic ventilation system.

Clearing The Air 5 Facts To Know When Choosing New Roofing

If your roofer doesn’t install a well-designed ventilation system through your attic. Your home could be subject to problems ranging from moisture damage. To irreversibly warped shingles to hazardous mold on your walls and insulation.

Not only can smart choices in ventilation have a positive effect on your wallet. A well-conceived roof replacement can produce an ROI of some 68% when you go to sell. They can significantly impact the beauty of your home and help you

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Q. Why should I have a home inspection?

A: There are several reasons. Buying a home is a significant financial obligation that should involve careful consideration. Among the important factors of location, crime rate, schools, proximity to work, taxes and so forth, the physical conditions and operational states of the systems and components must be evaluated. This is where an independent inspector can offer critical information that can either validate everything is okay or repairs are needed that can possibly be negotiated. It’s a known fact consumers routinely make decisions based on emotion. We offer technical information (independent of emotion) that can position clients to make a sound decision. The American Society of Home Inspectors Association

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In today’s housing market, home prices are increasing at a slower pace (3.7%) than they have over the last eight years (6-7%). However, they are still are above historical norms. Low supply of listed homes and high demand from buyers has pushed prices to rise rapidly.

In the mind of the homeowner, annual home price appreciation over 6% has become the new normal. This becomes a challenge when a homeowner looks to refinance or sell their home, as the expectation of what the homeowner believes the home should be worth does not always line up with the bank’s appraisal.

Every month, the Home Price Perception Index (HPPI) measures the disparity between what a homeowner seeking to refinance their home believes their house is worth and what an

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Comparative Market Analysis

The proper balance of these factors will expedite your sale;

PRICE - Pricing your home properly from the start is the deciding factor on how long it will take to sell.

TIMING - Property values are affected by the current real estate market. Because we can't control the market, we'll collaborate on a price & marketing strategy that will take advantage of the first 30 days your property is listed.

CONDITION - The condition of the property affects the price & the speed of the sale. As buyers often make purchases based on emotion, first impressions are so important.

LOCATION - The location is the single most important factor in determining the value of your property.

COMPETITION - Buyers are going to compare

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Excellent credit has many benefits while poor credit has absolutely none! In fact, poor credit can negatively impact your day to day life and prevent you from achieving your goals, such as becoming a homeowner. So if your credit score is below 800 you’ll want to work on improving it. Sure you may qualify for a mortgage, auto loan or credit cards with a lower credit score, but the higher the score the more benefits, like lower interest rates.

1. Review Credit
First and foremost you’ll want to review your entire credit report line by line to make sure it’s accurate. If you find information that’s not correct make sure to take the proper steps to get it corrected. Unfortunately, this isn’t always an easy process and can take time to see items

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