September 2019

Found 5 blog entries for September 2019.

There's alot that renters and homeowners need to know about insurance. Money Girl covers five essential insurance tips about the protections you get from basic renters and home policies, mistakes to avoid when buying a policy, and ways to save money on premiums.

This week, I had to evacuate because of Hurricane Dorian. If you’ve ever experienced a natural disaster or had to evacuate your home, you know that insurance is a top concern. No matter where you live, there are common threats—such as California earthquakes, Oklahoma tornados, and Texas floods—that affect renters and homeowners.

Let's review five essential insurance tips that every renter and homeowner should know. You’ll learn the variety of protections you get from basic renters and

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One of the most important things a buyer can do when purchasing a home is pick the best mortgage lender. Going about picking the best lender is something most buyers don’t give a lot of thought to.

Understanding how to pick the best financial institution to get a mortgage from, however, is a critical aspect of buying a home.

For most home buyers, getting a mortgage is a necessity. Homes are expensive, even the affordable ones, making buying them with cash impossible. Mortgage lenders specialize in filling in the gap between how much money you have and how much money you need to buy a home.

They are in business to attract home buyers like you, which means that you can often find better terms if you do a little shopping around.

It is worth your

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From burglars to water damage, ensure you return to a safe and secure property by taking care of these few important things.

 

Lock it up

While this may sound like the world’s most obvious advice, homes have many entry points and it’s easy to forget to lock one up behind you. A spokesperson for Neighborly, a home services platform that connects homeowners with trusted professionals, says that July and August are the most frequent months for break-ins—and about 30 percent of home burglaries happen due to an unlocked window or door. The morning of your trip, go door to door and window to window to ensure all doors, windows, and basement access points are secured. Of course, deadbolts only protect you when they’ve been installed correctly, so

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For the 3rd year in a row, our team will be collecting Thanksgiving Meal baskets and/or monetary donations toward making the meal baskets, for those less fortunate within our local community. 

We are asking that you either provide the items listed below OR donate $40 so that our team can shop for & create the meal baskets to hand out. We are accepting cash, checks or payments via venmo.

Food items to include in basket:

  • $25 gift card for turkey, butter & pumpkin pie
  • Box of stuffing
  • Can of chicken stock
  • Can of yams
  • 2 cans of green beans
  • Bag of mini marshmellows
  • Can of cranberry sauce
  • Box of potatoes
  • Packet of turkey gravy
  • Package of dinner rolls
  • Round laundry basket

Who will these baskets be donated to? 

We

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When thinking about selling their house, homeowners have many options. A relatively new option is using an “iBuyer.” What is an iBuyer?

According to Jovio, the definition is:

“A company or investor that uses Automated Valuation Models (AVMs) to make instant offers on homes. It allows sellers to close on a property quickly. Once sold, the company then turns around and resells the home for a profit.”

Today, there are many iBuyer companies such as OfferPad, Zillow Offers, Knock, Opendoor, and Perch. Even some more traditional companies offer the same or similar services (ex. Keller Williams, Redfin, Realogy). Ivy Zelman reported in her ‘Z’ Report that some traditional brokers are partnering with some of the larger iBuyers too:

“Keller Williams

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