Excellent credit has many benefits while poor credit has absolutely none! In fact, poor credit can negatively impact your day to day life and prevent you from achieving your goals, such as becoming a homeowner. So if your credit score is below 800 you’ll want to work on improving it. Sure you may qualify for a mortgage, auto loan or credit cards with a lower credit score, but the higher the score the more benefits, like lower interest rates.
1. Review Credit
First and foremost you’ll want to review your entire credit report line by line to make sure it’s accurate. If you find information that’s not correct make sure to take the proper steps to get it corrected. Unfortunately, this isn’t always an easy process and can take time to see items